![]() ![]() However, this approach also gives you more liquidity than if you were to invest all your money into one two-year CD. This way, you always have a CD maturing every six months.īy laddering CDs, you earn more in interest than if you were to invest all your money into one six-month CD. Similarly, when CD 2 matures after one year, you can reinvest the proceeds into a new two-year CD. When CD 1 matures after six months, you can reinvest the proceeds into a new two-year CD.
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